Are You Ready For Home Ownership?
Owning a home is the American Dream! At Champion Realty, we’re ready to help you make that dream come true. For first-time buyers, it can seem like a daunting task, and there’s always the concern that you’ll make a mistake.
Some think that home ownership is just like renting, but with the power to have pets, paint the walls whatever color you want and change the place around. While some of that’s true, home ownership also comes with the responsibilities of a mortgage, taxes and home maintenance. Our experienced agents will help you understand the home buying process and provide all the information you need to make it a fun, exciting experience.
Questions to Ask Yourself
Are you ready to buy? Buying a home is a big step and takes commitment. Based on where you see yourself in life, and where you want to go, we can help you identify the best home to suit your income, needs and lifestyle.
How much can you afford? We all know that more expensive homes tend to be nicer than less expensive ones. But, it’s important to stay within a comfortable budget. Champion is a full-service Brokerage, and our partners at Home Services Lending can help you understand just how much home you can afford. Generally, your mortgage debt should not be more than 32% of your income, and all of your debt (mortgage, car loans, etc.) should not be more than 40% of your income.
What type of house do you want to buy? Home ownership can come in many forms. You can purchase a condo, where there is little or no maintenance. Or, you could buy a big farm in the country, where maintenance is a full-time job. Make an honest assessment of how much time (and money) you can realistically devote to your new home. That will allow you to focus on the type of home that’s best for you.
How Can We Help
Our agents have turned thousands of first-time home buyers into home owners. With training that’s second to none, we know the market and are ready with the latest tools and techniques to find you just the right home. We know the excitement and enthusiasm of buying that first home, and don’t want you to lose that. At the same time, we’ll keep you focused on what’s important and not let the details or diversions drag you down. We’ll be your Champion, and you can count on us to help you make the right move!
Contact us for more information about first time home purchasing.